Construction Loans

If you're planning to build your next home, ask us about One-Time Close. This home financing program combines your new home's construction costs and permanent financing into one convenient loan. This means only one approval, processing, and closing is required - benefits that save you time and money.


Other One-Time Features include:

• No duplicate closing costs
• Low down payment
• Multiple permanent financing options, including both fixed and adjustable rates
• Available on primary residence or second homes
• Up to 95% financing of total package (land and house)
• Lock in a great rate when you apply, then take up to 18 months to build, paying only
  on the amount dispersed throughout the construction phase. The rate you lock in at
  becomes your permanent rate
• Flexible disbursement schedules
• You may enjoy potential tax savings during your home's construction*


*Loans subject to credit approval.