Basics

Whether you are purchasing a new home, or looking to use your home as equity to refinance an existing mortgage, consolidate debt, or take out a line of credit, Cousins Home Lending can help find the best solution for your individual needs.

Starting the Process...
It may be easier than you think to become pre-approved for a mortgage. In today's competitive real-estate market, pre-approved buyers have a distinct advantage. Not only does it tell your real estate agent that you are prepared, but it allows you to know what your payments will be, and it helps define a realistic price range upfront for you and your lender.

Here are some steps to help you get started:

1. Consider your needs: evaluate your situation and what you are looking for. Think about how much you can afford on a monthly basis, and consider your short and long term financial goals.

2. Review programs: consider the various lending options that are available. You may not be aware of many of the programs out there. The Loan Officers at Cousins Home Lending will help you select an appropriate lending solution.

3. Apply!: The best way to get the ball rolling is to submit an application. Click here to contact a Loan Officer who will walk you through the process step-by step. To get started right away, click here to apply online!

For other helpful information, click here for our glossary of terms or here for our get started page, which will guide you through some of the documents you will need throughout your loan process.