(603)433-2223
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Your locally owned and operated mortgage company proudly serving NH, ME, MA, & FL
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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No matter what type of loan you need, we're with you every step of the way.
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Let us be the stepping stone to the home of your dreams.
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REFINANCING is easy with our professionals' help.
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We make Refinancing a breeze!
Welcome to the official site of Cousins Home Lending, Inc. We are a full-service mortgage company based in Portsmouth, NH. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Contact Cousins Home Lending, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Recent Articles
Jul
20
2026
20
2026
Hazard Insurance vs Homeowners Insurance
One of the most common points of confusion during the home buying process happens just before closing. A buyer believes they have purchased homeowners insurance, only to hear they still need hazard insurance. That can be frustrating, especially after weeks of paperwork and planning...
One of the most common points of confusion during the home buying process happens just before closing. A buyer believes they have purchased homeowners insurance, only to hear they still need hazard insurance. That can be frustrating, especially after weeks of paperwork and planning...
Jul
13
2026
13
2026
Medical Debt Doesn't Kill Approval
Finding an old hospital bill on your credit report can be alarming, especially if you're planning to buy a home. Many buyers immediately assume that medical debt means their mortgage application is doomed. Fortunately, that's often not the case. While medical collections can still...
Finding an old hospital bill on your credit report can be alarming, especially if you're planning to buy a home. Many buyers immediately assume that medical debt means their mortgage application is doomed. Fortunately, that's often not the case. While medical collections can still...
Jun
29
2026
29
2026
Active Duty. VA Benefit. Use It Now
Many active duty service members assume they need to wait until they leave the military before using a VA home loan. Unfortunately, that misunderstanding can cost them years of missed opportunities and thousands of dollars spent on rent. The truth is that many military members become...
Many active duty service members assume they need to wait until they leave the military before using a VA home loan. Unfortunately, that misunderstanding can cost them years of missed opportunities and thousands of dollars spent on rent. The truth is that many military members become...
Jun
22
2026
22
2026
Buying a Home Directly From the Seller? Read This First
You spotted the sign. No agent. Just you and the seller. At first glance, it feels like a shortcut. No commissions, fewer people involved, and perhaps a better price. Sometimes that instinct is right. However, buying a home directly from an owner can create risks that many buyers don't fully...
You spotted the sign. No agent. Just you and the seller. At first glance, it feels like a shortcut. No commissions, fewer people involved, and perhaps a better price. Sometimes that instinct is right. However, buying a home directly from an owner can create risks that many buyers don't fully...
