(603)433-2223
  • Your locally owned and operated mortgage company proudly serving NH, ME, MA, & FL

    Your locally owned and operated mortgage company proudly serving NH, ME, MA, & FL

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • Let us be the stepping stone to the home of your dreams.

    Let us be the stepping stone to the home of your dreams.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

  • We make Refinancing a breeze!

    We make Refinancing a breeze!

Today's Rates
View All
Apply Now
Get Started
Mortgage News
See All

Welcome to the official site of Cousins Home Lending, Inc. We are a full-service mortgage company based in Portsmouth, NH. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

Conventional | FHA | VA | USDA | HomePath | Jumbo | New Construction | Renovation 

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Conventional | FHA | VA |  HARP | Jumbo | Renovation

Contact Cousins Home Lending, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Aug
31
2026
Ignite Buyer Frenzy: Price Your Home Right from Day One
When selling a home, it can be tempting to start with a high asking price and leave plenty of room for negotiation. The problem is that today's buyers are not browsing the market randomly. Most are shopping within very specific price ranges based on their income, available cash, monthly...
Aug
24
2026
Why August-to-Winter Is the Ultimate Buyer Negotiation Window
f buying a home is on your 2026 radar, the period from August through winter deserves serious attention. While spring and early summer often bring the most buyer activity, the market can become more favorable to buyers as the year progresses. With kids back in school, vacations winding...
Aug
17
2026
What Is Mortgage Escrow?
Buying a home involves much more than finding the right property and getting approved for a mortgage. Between the accepted offer and receiving the keys, there is an important step called escrow. Escrow provides a protected middle ground where a neutral escrow or settlement agent helps...
Aug
10
2026
Should I Buy a House Now or Wait?
Most people already believe buying a home comes down to one question: What will mortgage rates do next? It rarely does. The bigger question is what happens to your finances, home prices, rent, and competition while you wait. For many buyers, 2026 presents a different kind of...
background banner image